:root{
  --bg:#16130f; --bg2:#1f1a14; --card:#2a231b; --line:#473b2c;
  --txt:#f4ece0; --dim:#bcaa92; --accent:#e2542b; --accent-d:#bf3f1c;
  --amber:#e8a33d; --amber-d:#c98424; --gold:#f1c97a; --ok:#7ad6a2; --no:#f0998a; --rad:14px;
}
*{box-sizing:border-box}
html,body{width:100%;overflow-x:hidden;margin:0;padding:0}
body{background:var(--bg);color:var(--txt);font-family:'Sora',system-ui,Segoe UI,Arial,sans-serif;line-height:1.72;font-size:17px}
a{color:var(--amber)}
img{max-width:100%;height:auto}
.skip{position:absolute;left:-999px}
.skip:focus{left:8px;top:8px;background:#fff;color:#000;padding:8px;z-index:99}
main{max-width:930px;margin:0 auto;padding:22px 16px 60px}
h1{font-size:2.0em;line-height:1.2;font-weight:800;margin:.25em 0 .2em;letter-spacing:-.4px}
h2{font-size:1.4em;font-weight:700;margin:1.8em 0 .5em;padding-bottom:7px;border-bottom:2px solid var(--line)}
h3{font-size:1.08em;font-weight:700;margin:1.1em 0 .4em}
p{margin:.7em 0}
ul,ol{margin:.6em 0}
.date{color:var(--dim);font-size:.84em;margin-top:0}
.snippet{background:linear-gradient(135deg,rgba(232,163,61,.15),rgba(226,84,43,.08));border:1px solid var(--line);border-radius:var(--rad);padding:16px 18px;font-size:1.05em}
/* header */
.bar{position:sticky;top:0;z-index:50;background:rgba(22,19,15,.95);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.bar-in{max-width:1120px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;padding:11px 16px;gap:12px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--txt);font-weight:800}
.brand-mark{display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:9px;background:linear-gradient(135deg,var(--amber),var(--amber-d));color:#16130f;font-weight:800;font-size:.95em;letter-spacing:.5px}
.brand-txt{font-size:1.02em}
.nav{display:flex;align-items:center;gap:20px;margin-left:auto}
.nav a{color:var(--dim);text-decoration:none;font-size:.95em;font-weight:600}
.nav a:hover,.nav a.on{color:var(--txt)}
.cta{display:inline-block;border-radius:999px;font-weight:700;text-decoration:none;cursor:pointer;text-align:center;background:linear-gradient(135deg,var(--accent),var(--accent-d));color:#fff;padding:11px 21px}
.cta:hover{filter:brightness(1.09)}
.cta-bar{padding:9px 17px;font-size:.92em;color:#fff}
.cta-lead{font-size:1.12em;padding:15px 32px;background:linear-gradient(135deg,var(--amber),var(--amber-d));color:#241a08}
.burger{display:none;background:none;border:0;flex-direction:column;gap:5px;cursor:pointer;padding:8px;margin-left:auto}
.burger span{display:block;width:26px;height:3px;background:var(--txt);border-radius:2px;transition:.2s}
.burger[aria-expanded=true] span:nth-child(1){transform:translateY(8px) rotate(45deg)}
.burger[aria-expanded=true] span:nth-child(2){opacity:0}
.burger[aria-expanded=true] span:nth-child(3){transform:translateY(-8px) rotate(-45deg)}
/* breadcrumb */
.trail{font-size:.84em;color:var(--dim);margin:4px 0 12px}
.trail a{color:var(--dim);text-decoration:none}
.trail a:hover{color:var(--txt)}
.trail span{opacity:.5}
.home-trail{display:none}
/* cta */
.cta-row{text-align:center;margin:28px 0}
/* summary panel */
.panel{background:var(--bg2);border:1px solid var(--line);border-radius:18px;padding:20px;margin:26px 0}
.panel>h2{margin-top:0;border:0;padding:0}
.kpis{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:12px 0 4px}
.kpi{background:var(--card);border:1px solid var(--line);border-radius:11px;padding:13px;text-align:center}
.kpi-l{display:block;color:var(--dim);font-size:.78em}
.kpi-n{display:block;font-weight:800;font-size:1.13em;margin-top:5px;color:var(--gold)}
.pc{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:18px}
.pc-box{background:var(--card);border:1px solid var(--line);border-radius:13px;padding:15px}
.plus h3{color:var(--ok);margin-top:0}
.minus h3{color:var(--no);margin-top:0}
.pc-box ul{margin:0;padding-left:18px}
.pc-box li{margin:.35em 0}
/* tables */
.table-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:18px 0;border:1px solid var(--line);border-radius:13px}
table{border-collapse:collapse;width:100%;min-width:440px}
th,td{padding:12px 15px;text-align:left;border-bottom:1px solid var(--line)}
th{background:var(--bg2);font-weight:700}
tbody tr:last-child td{border-bottom:0}
/* steps */
.steps{counter-reset:s;list-style:none;padding:0;margin:16px 0}
.steps li{position:relative;padding:11px 14px 11px 50px;background:var(--card);border:1px solid var(--line);border-radius:12px;margin:9px 0}
.steps li::before{counter-increment:s;content:counter(s);position:absolute;left:11px;top:50%;transform:translateY(-50%);width:28px;height:28px;border-radius:9px;background:var(--amber);color:#16130f;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:.85em}
/* figures */
.frame{margin:22px 0;text-align:center}
.frame img{width:92%;border-radius:13px;box-shadow:0 10px 34px rgba(0,0,0,.55)}
.frame figcaption{color:var(--dim);font-size:.85em;margin-top:8px}
/* faq */
.faq{margin:32px 0}
.qa{background:var(--card);border:1px solid var(--line);border-radius:12px;margin:10px 0;overflow:hidden}
.qa summary{cursor:pointer;padding:15px 16px;font-weight:700;list-style:none;min-height:44px;display:flex;align-items:center}
.qa summary::-webkit-details-marker{display:none}
.qa summary::after{content:"+";margin-left:auto;color:var(--gold);font-size:1.35em}
.qa[open] summary::after{content:"–"}
.qa-a{padding:0 16px 15px;color:var(--dim)}
/* footer */
.foot{background:var(--bg2);border-top:1px solid var(--line);margin-top:46px}
.foot-grid{max-width:1120px;margin:0 auto;display:grid;grid-template-columns:1.4fr 1fr 1fr 1.3fr;gap:24px;padding:32px 16px}
.foot-name{font-weight:800;font-size:1.12em;margin-bottom:8px}
.foot h3{font-size:.95em;margin:0 0 10px}
.foot ul{list-style:none;padding:0;margin:0}
.foot li{margin:.3em 0}
.foot a{color:var(--dim);text-decoration:none}
.foot a:hover{color:var(--txt)}
.dim{color:var(--dim);font-size:.85em}
.age{display:inline-block;border:2px solid var(--no);color:var(--no);border-radius:8px;padding:2px 9px;font-weight:800;margin-top:8px}
.foot-legal{max-width:1120px;margin:0 auto;padding:16px;border-top:1px solid var(--line);color:var(--dim);font-size:.8em}
@media(max-width:860px){
  .kpis{grid-template-columns:repeat(2,1fr)}
  .foot-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:720px){
  body{font-size:16px}
  h1{font-size:1.5em}h2{font-size:1.22em}h3{font-size:1.06em}
  main{padding:14px 12px 42px}
  .burger{display:flex}
  .nav{display:none;position:absolute;left:0;right:0;top:100%;flex-direction:column;align-items:stretch;gap:0;background:var(--bg2);border-bottom:1px solid var(--line);padding:8px 12px 14px}
  .nav.open{display:flex}
  .nav a{padding:12px 6px;border-bottom:1px solid var(--line)}
  .cta-bar{margin-top:10px;border-bottom:0!important}
  .pc{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr}
  .frame img{width:100%}
}